Baseline offers independent 3rd party whole loan & HMSR valuation services. By leveraging our industry leading loan level performance analytics, we offer a level of precision unmatched in the reverse mortgage valuation industry.
Baseline also projects cash usage requirements for both current and prospective HMBS issuers. MIP, G-fee, and set aside advances, coupled with mandatory participation buyouts and corresponding liquidation timelines make forecasting cash usage both tricky and crucial. Baseline’s proprietary draw vectors forecast borrower demands far more accurately than the industry curve.